Finiancial Services

Let's be honest: tax laws are confusing. They change every year. It's easy to feel overwhelmed, worry if you're making a mistake, or wonder if you're missing out on a deduction you're entitled to.
That's where we come in. At Central Wealth Mgmt LLC, we do more than just fill out forms. We provide peace of mind. We take the stress off your plate so you can focus on what matters.

Individual Tax Prep (1040): From simple returns to complex investments and property.

Small Business & Self-Employed: We specialize in Schedule C, 1099s, S-Corps, and partnerships. We'll help you find every business deduction.

Our Audit & Representation Services

• IRS Audit Representation: We handle everything from the first response to the final negotiation. We will handle all meetings, calls, and correspondence on your behalf. You may never have to speak to an auditor at all.
• IRS Letter Response (CP2000, etc.): Many "audits" are just automated letters (like a CP2000 notice) stating a mismatch in income.tion to resolve the issue . We'll review the notice, compare it to your return, and quickly  draft a professional response with the correct documents
• Back Taxes & Collections: Owe back taxes? We can help you navigate payment plans, Offers in Compromise, and other solutions to get you back in good standing.
• "Audit-Proofing" (Proactive Review): The best audit is one that never happens. We can review your past returns (even if someone else prepared them) to check for red flags and help you file amended returns if needed.. 

We've streamlined our process to be as fast and stress-free as possible.

• Step 1: Simple, Secure Application
• Fill out our straightforward online form in minutes. Your information is encrypted and always kept 100% confidential.
• Step 2: Fast Review & Decision

               No credit check

• Our team reviews your application promptly. We look for your ability to repay, not a perfect credit score.
• Step 3: Funds in Your AccountOnce approved, your funds are deposited directly into your bank account, often 1-3 business days.

Our Proven 3-Step Process to Better Credit Education

Step 1: The Free Consultation & In-Depth Audit

"It all starts with a free, no-obligation credit consultation. We pull your reports from all 3 bureaus (Experian, Equifax, TransUnion) and perform a deep-dive analysis to identify every single inaccurate, unfair, or unverified item that's holding you back."

Step 2: Challenge & Dispute
"This is where our expertise shines. We leverage consumer protection laws, like the Fair Credit Reporting Act (FCRA), to craft and send strategic dispute letters directly to the credit bureaus and your creditors. We fight on your behalf to get those negative items removed."

Step 3: Track, Educate & Rebuild
"You get 24/7 access to your client portal to track our progress in real-time. But we don't just stop at removals. We give you the tools and education to build new positive credit, so you can maintain a great score for life."